Articles from TD Bank U.S.

Affordability pressures are driving aspiring homebuyers to make significant tradeoffs on their path to purchase, according to an annual TD Bank U.S. ("TD") survey of Americans planning to buy their first home in 2026. Nearly three-quarters (74%) of all respondents would consider using a 50-year mortgage if available, while 78% of younger millennials and 74% of Gen Z respondents would likely use their 401(k) to help purchase their first home if allowed. Fully half of first-time homebuyers surveyed would feel comfortable buying a fixer-upper in today’s market.

TD Bank U.S. ("TD") has expanded its embedded banking offering to include functionality in Workday for U.S. business clients. In collaboration with FISPAN, TD is among the first U.S. banks to deliver bank feeds directly in Workday, enabling clients to access near real-time banking features without requiring expensive treasury management systems. This empowers organizations to streamline financial operations, save valuable time, and maintain near real-time visibility, all within a platform they already use.